Why Do Communities Regulate Floodplain?
To protect people and property.
To make sure that Federal flood insurance and disaster assistance are available.
To save tax dollars.
To avoid liability and lawsuits.
To reduce future flood losses in Alabama.
What is the National Flood insurance Program?
The National Flood Insurance Program (NFIP) was created by Congress in 1968 to protect lives and property and to reduce the financial burden of providing disaster assistance. The NFIP is administered by FEMA. Nationwide, over 20,000 communities participate in the NFIP. THis includes nearly all of Alabama's flood-prone communities.
The NFIP is based on a mutual agreement between the Federal Government and communities. Communities that participate agree to regulate floodplain development according to certain criteria and standards. The partnership involves:
Flood hazard maps. In partnership with FEMA, the State produces flood maps in accordance with FEMA standards. The maps are used by communities, insurance agents and others.
Flood Insurance. Property owners and renters in participating communities are eligible to purchase Federal flood insurance for buildings and contents.
Regulations. Communities must adopt and enforce minimum floodplain management regulations so that development, including buildings, is undertaken in ways that reduce exposure to flooding.
Information in partnership with the Alabama Department of Economic and Community Affairs Office of Water Resources.
For more information about the NFIP Program
Contact the City of Oneonta's Floodplain Manager at 205-274-2150.
Alabama Department of Economic and Community Affairs